About Us

Bridgewater Bank is a wholly owned subsidiary of the Alberta Motor Association (AMA), the largest membership service organization in Alberta. As the only federally regulated Canadian bank based in Calgary, Alberta, Bridgewater Bank is well situated within the economic heart of the Western province that is currently the driving force of the national economy.

In business since 1997, Bridgewater Bank has developed a reputation for specializing in competitive residential mortgage financing. Bridgewater Bank's license to operate as a federally chartered bank in Canada was granted January 01, 2006. Since then Bridgewater Bank has introduced Guaranteed Investment Certificates (GIC's) to it's product suite and plans to develop other innovative banking products and services.

With offices in Vancouver, Calgary, Edmonton, Toronto, Ottawa and Halifax, Bridgewater Bank understands the national marketplace and has the expertise to meet the demands of today's residential homebuyers across the country. Lending in all provinces and territories with the exception of Quebec, Bridgewater Bank has close to 22,900 accounts across Canada and manages a portfolio of $2.20 billion.

Our mortgage products are marketed by professional Business Development Managers and offered through a select network of independent brokers across Canada. Supported by an experienced underwriting team, our combined delivery of service, efficiency, and competitive rates is a proven strategy that has effectively established Bridgewater Bank as the lender of choice with many of Canada's top mortgage brokerage firms. In fact, Bridgewater Bank was recently voted the #1 Canadian bank for broker support by Canadian Mortgage Professional (CMP) magazine in May 2007.

With more than 140 employees, primarily located at the Calgary Main Office location, Bridgewater Bank is an equal opportunity employer that encourages continued professional development and recognizes the value of individual contributions. Our associates provide a wealth of experience from a wide range of backgrounds including the financial services industry, accounting, marketing, human resources, and high tech industries.   

Bridgewater Bank is an active partner within the mortgage financing industry and a proud member of numerous industry organizations including: Canadian Association of Accredited Mortgage Professionals (CAAMP), Alberta Mortgage Brokers Association (AMBA), Mortgage Brokers Association of BC (MBABC), and the Independent Mortgage Brokers Association of Ontario (IMBA). Additionally, in support of the GIC line of business, we are a member of the Federation of Canadian Independent Deposit Brokers (FCIDB).

As a federally regulated bank, Bridgewater Bank falls under the supervision of the Office of the Superintendent of Financial Institutions (OSFI) and holds membership in the following regulatory body organizations: the Canada Deposit Insurance Corporation (CDIC), the Financial Consumer Agency of Canada (FCAC), the Ombudsman for Banking Services and Investments (OBSI), and the Canadian Payments Association (CPA).